Buying A Home
Buying a home is one of the biggest financial decisions you'll ever make. As a trusted mortgage broker, I am here to guide you through every step of the home buying process and help you achieve your dream of homeownership.
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I understand that every client has unique needs and financial goals. That's why I offer a variety of mortgage options tailored to your specific situation. From first-time homebuyers to seasoned investors, I have the expertise to find the right mortgage solution for you.
Home Buyer Checklist
1) Budget: Determine your budget and stick to it. This will help you avoid overspending and keep your search focused on homes you can afford.
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2) Mortgage Pre-Approval: Get pre-approved for a mortgage before you start shopping. This will give you an idea of how much you can afford to spend on a home and make your offer more attractive to sellers.
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3) Location: Determine the location you want to buy in. Consider factors such as proximity to work, schools, public transportation, and amenities.
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4) Type of Home: Decide on the type of home you want, such as a single-family home, condo, townhome, or multi-family home.
5) Size and Layout: Determine the size and layout of the home that will meet your needs. Consider factors such as the number of bedrooms, bathrooms, and living spaces.
6) Condition of Home: Consider the condition of the home you are interested in. Do you want a fixer-upper, or do you prefer a move-in-ready home?
7) Home Inspection: Have a professional home inspection done before you buy. This will help you identify any issues with the property that may affect your decision to buy.
8) Homeowners Association: Determine if the property is part of a homeowners association and review the HOA rules and fees.
5) Size and Layout: Determine the size and layout of the home that will meet your needs. Consider factors such as the number of bedrooms, bathrooms, and living spaces.
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6) Condition of Home: Consider the condition of the home you are interested in. Do you want a fixer-upper, or do you prefer a move-in-ready home?
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7) Home Inspection: Have a professional home inspection done before you buy. This will help you identify any issues with the property that may affect your decision to buy.
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8) Homeowners Association: Determine if the property is part of a homeowners association and review the HOA rules and fees.
9) Property Taxes: Review the property taxes for the home you are interested in and factor them into your budget.
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10) Closing Costs: Factor in closing costs, which can include attorney fees, appraisal fees, and title insurance.
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11) Homeowners Insurance: Determine the cost of homeowners insurance for the property you are interested in.
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12) Moving Expenses: Consider the cost of moving and factor it into your budget.
"I was in the process of a move from Los Angeles to Atlanta when I began the search for my family’s first home. My realtor highly recommended Sheryl Nolan as a mortgage broker. From the start, Sheryl was extremely responsive and informative; she educated me on the process, timeline, requirements, and the vast amount of options available. "
Matt V.-
"Sheryl is great. Was very helpful every step of the way. Quick to respond to questions. I am so glad I choose to go with Sheryl for my Home loan. I would recommend her to anyone."
Ashley C. -
"I highly recommend Sheryl Nolan because she is amazing at what she does and the entire process of getting a new home loan was so easy. She made sure that every T was crossed and every dot dotted and actually found a mistake at closing that saved me $450! She has the knowledge and expertise to get things done! Sheryl helped me understand every charge on my loan and took great care to ensure I understand the entire process. You will never regret using Sheryl. She is amazing and the right person to use!
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Terry S. -
Copyright ©2021 | Inside Edge Team
Licensed to Do Business | NMLS #957489
This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Copyright © 2021 | NEXA Mortgage
Corporate | NMLS ID NMLS# 1660690
Corporate Address : 3100 W Ray Road #201 Office #209 Chandler, AZ 85226
Copyright ©2021 | Inside Edge Team Licensed to Do Business | NMLS #957489
This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply
Corporate | NMLS ID NMLS# 1660690
Corporate Address : 3100 W Ray Road #201 Office #209 Chandler, AZ 85226 https://nexamortgage.com